Frequent Traveler University offers a crash course on getting the most out of loyalty programs

Looking to really get the most out of airline, hotel and credit card loyalty programs?

Many mainstream websites and services offer tips on how to rack up miles and points, provide assistance in redeeming your hard-earned bounty and publish current credit card offers tied into airline and hotel programs.

But nothing can take the place of real-world, hard-core mileage junkies sharing their unpublished tips on how to truly get the most bang for your buck. And there are other benefits from such programs.